James George

Director of Municipal Research

As SMC FIM’s Director of Research, Mr. George evaluates sectors, performs credit analysis, undertakes research for a wide range of municipal credit issuers and structures, and determines suitability and fit for the firm’s client portfolios. Mr. George’s understanding and practical application of relevant credit, risk, and market analytics is based on over seventeen years of experience in the municipal fixed income market. In his previous roles he analyzed and rated local and state governments, foundations, public and private colleges and universities, human service providers, charter schools, and an assortment of non-profit entities. His career includes employment with three of the major bond rating agencies. Before joining SMC FIM, Mr. George served as a Director in the Public Finance Group at Fitch Ratings and at Kroll Bond Rating Agency, where he produced credit research and assigned ratings for various municipal sector credits. Mr. George began his municipal career with Standard and Poor’s Ratings in the Healthcare and Higher Education Group. His wide-ranging research career includes nine years of financial guaranty experience with Radian Asset Assurance spanning all municipal sectors, where he was responsible for credit underwriting and the surveillance of various sectors of the insured portfolio to minimize risk. Mr. George received an MBA from Baruch College and a B.A. in Accounting and Economics from Queens College, both of the City University of New York.